Posts by joseph

U.S. Weighs Student Loan Forgiveness   The current tab for student loan debt in the United States is $1.6 trillion. Most individuals don’t owe the federal government huge sums of…

Financial Advising During a Pandemic   The pandemic has been hard on nearly everyone, and it’s particularly difficult for professionals who normally meet with clients in an office setting. Fortunately,…

The Future of Retirement Planning As of the end of July, the stock market was still performing relatively well and the Federal Reserve had announced no near-term changes to interest…

The Highs and Lows of Dollar-Cost Averaging   Investors who defer the same amount of money from their paycheck into a 401(k) plan at regular intervals are practicing dollar-cost averaging.…

Recovery: COVID-19 First, Then the Economy   The World Health Organization recently reported that while some countries have made effective inroads to contain COVID-19 within their borders, the pandemic is…

Dealing with Financial Hardship   A recent poll found that nearly one out of every five Americans are experiencing financial hardship due to the COVID-19 outbreak and subsequent lockdowns.1 With reported…

What the Increasing National Debt, Deficit Could Mean for You   If you’d like to see a snapshot of what’s going on with national debt versus revenue, check out the U.S.…

In 2000, actors Helen Hunt and Kevin Spacey starred in “Pay It Forward.” The premise of the film is that a person repays a favor by offering small acts of…

Consumer prices fell by 0.8% on a seasonally adjusted basis in April, the biggest drop in more than a dozen years, the Bureau of Labor Statistics reported. Conversely, prices for…

Will we learn to live with less? Some lessons were learned when the U.S. initially closed up shop and told everyone to stay home. For example, we can live without…